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What is the Actual Rate of Return of the Dow Jones over the Last 40 Years?

What is the Actual Rate of Return of the Dow Jones over the Last 40 Years?

Posted by Joshua T Serpa on Aug 3rd 2021

In order to determine the actual rate of return (aROI) of any investment you must understand dollar inflation. According to the Federal Reserve Bank (The group that creates money) the M2 Money supply (all cash, plus savings and money market accounts) on my birthday in October 1977 was $1.254 Trillion dollars. Today it is $20.119 Trillion dollars. That is a growth rate of 6.54% annually.  You could say that 6.54% is the true rate of inflation over my lifetime in the past 43+ years.
Chasing the Aero Dragon.......

Chasing the Aero Dragon.......

Posted by Joshua T Serpa on May 10th 2021

Often times the reason you start something leads you to a whole new discovery about the world and yourself.  This is a story about the chasing the AeroDragon.  Its a long one, so stop reading now if you have better things to do.Image Curtesy of AeroDragon Channel on YouTubeAeroponics is by far one of the hardest and most complicated ways to grow plants.  It has been around since at least the 1930s when Israeli scientist and inventor  Ein Gedi started building AeroSystems

What kind of air compressor do I need?

Posted by Joshua T. Serpa on May 10th 2021

One of the most common questions I receive is "What kind of Air Compressor do I need", the answer is "It depends".For a single Microfog Atomizer , a starter kit or a Clonefogger most generic air compressors from your local hardware store work just fine. Just be sure to use a compressor that is oil free if you are fogging solutions onto your garden plants.  I personally like California Air Tools for this type of compressor because they are low cost, oil free and relatively qui